Renters’ insurance helps cover unexpected events. You may not always be able to prevent certain situations, such as theft, a break-in, or a visitor’s injury, and that’s where renters’ insurance comes in. There are three different types of Renters Insurance:
| COVERAGE TYPE | PERSONAL PROPERTY | WHAT’S TYPICALLY NOT COVERED |
|---|---|---|
| Personal property | The cost to repair or replace your belongings, such as clothing, furniture, and electronics, up to the limits in your policy | Personal property loss over your coverage limit |
| Liability Insurance* | Repairs if you accidentally damage someone else’s property or a guest’s medical bills if you’re found responsible for their injuries | Liability protection over your coverage limit |
| Additional living expenses | Additional costs you incur, like hotel bills, if the residence you rent is damaged and left uninhabitable | Damage to the structure of the building you’re renting |
| End of July | All non-renewal residents must move out | All non-renewal residents must move out |
*27 North only requires Liability Insurance, but it’s always suggested to get higher coverage for additional protections
For more information on Renters Insurance visit: https://www.epremiuminsurance.com/Renters-Insurance/FAQ.aspx
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